Why is Mobai’s credit score low? ——Analyze the relationship between credit score mechanism and user behavior
In recent years, shared bicycles have become one of the important ways to travel in cities. As a leading brand in the industry, Mobike’s credit score system has always been the focus of users. Many users reported that their Mobike credit scores were low, which even affected their normal use of cars. This article will start from the hot topics and hot content on the Internet in the past 10 days, combined with structured data, analyze the reasons for Mobai’s low credit score, and provide practical suggestions for improving the credit score.
1. Analysis of Mobike’s credit score mechanism

Mobike's credit score is an important indicator to measure the compliance of user behavior. It is initially divided into 100 points and is dynamically adjusted based on the user's usage behavior. The following are the main points deduction and bonus rules for Mobike credit points:
| behavior type | Deduction/extra points | Score change |
|---|---|---|
| Illegal parking (such as occupying motor vehicle lanes) | Points deducted | -5 to -20 minutes |
| Damaging the vehicle (such as locking it without permission) | Points deducted | -20 to -50 minutes |
| Report violations by others | Extra points | +1 to +5 points |
| Ride normally and park properly | Extra points | +1 to +2 points |
2. The main reasons for low user credit scores
According to user feedback and hot discussions in the past 10 days, the main reasons for Mobike’s low credit score are concentrated in the following aspects:
1.Illegal parking issues: Some users park their vehicles in non-designated areas for convenience, such as inside residential areas, green belts, etc., causing the system to automatically identify violations and deduct points.
2.Vehicle damaged or occupied: A small number of users who own the vehicle privately lock or destroy the QR code will face significant points deductions once such behavior is reported or detected by the system.
3.Credit score recovery period is long: It is easy to deduct credit points but difficult to add points. Especially serious violations may lead to the inability to restore the initial score for a long time.
4.System misjudgment: Some users reported that due to positioning deviation or system failure, they were mistakenly judged as illegal parking, resulting in an unreasonable decrease in credit scores.
3. Popular topics and user feedback on the Internet in the past 10 days
The following are recent hot topics of discussion on Mobike credit scores on social media and forums:
| platform | hot topics | Discussion popularity |
|---|---|---|
| “Mobike’s credit points have been deducted, how do I appeal?” | 12,000 comments | |
| Zhihu | “Does Mobike’s low credit score affect the use of other shared bicycles?” | 800+answers |
| Tik Tok | “Teach you how to quickly increase your Mobike credit score” | 500,000+ likes |
| Tieba | “Are there any loopholes in Mobike’s credit score system?” | 3000+ replies |
4. How to improve Mobike’s credit score?
For users with low credit scores, here are some practical suggestions for improving them:
1.Standardize parking: After each ride, park the vehicle in Mobike’s designated parking area or public parking spot to avoid deducting points for illegal parking.
2.Report a violation: Report others’ behavior of privately occupying or destroying vehicles through the App, which can not only maintain the shared environment, but also obtain credit points.
3.Check your credit score regularly: Pay attention to the changes in credit scores in a timely manner. If you find that points have been deducted accidentally, you can submit evidence through the App appeal channel and apply for score restoration.
4.Good long-term usage habits: Continue to standardize car use, and the system will gradually adjust credit scores based on user behavior.
5. Summary
Mobike's low credit score is not unsolvable. The key lies in whether users abide by the rules and develop good car-using habits. By analyzing recent hot topics and user feedback, it can be seen that the original intention of the credit point mechanism is to maintain the sustainable development of shared bicycles. I hope this article can help users better understand the credit score mechanism, take effective measures to improve their scores, and enjoy more convenient travel services.
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